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Sparecash.ca was created with a mission – To provide our customers with short term financial assistance.

We posses the capability and expertise to provide fast and easy customer service through the use of our confidential online application.

We have many satisfied customers in Ontario, Alberta and British Columbia who have come to rely on sparecash.ca to have funds deposited into their bank accounts in a private and confidential environment.

Participation in online application process subject to SpareCash Agreement and Privacy Policy.


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Toll-Free: 1.888.222.1307
Mail To: SpareCash • PO Box 21014, 35 Harvard Rd. • Guelph, ON  N1G 4T3 • Canada
Office Hours: Monday to Friday 9:30 am to 4:30 pm EST

Mission Statement:
Working hard to provide our clients with a same day financial solution,
peace of mind, and a sense of stability in a personal and confidential manner.

Are you experiencing cash crunch? SpareCash.ca is the way to go! SpareCash.ca is a Canadian instant pay day loan company that offers secure short term financial solutions in all of Ontario, Alberta, and British Columbia. SpareCash.ca offers online cash advance with a reasonable comparable interest rate without any hassle, fuss, credit check or faxing. Our express on-line application makes the process of being approved quick, easy and therefore highly effective. Upon approval, the funds will be deposited in a bank or credit union account (chequing or saving) specified on your application. Money owed to SpareCash.ca will be debited from the same account on next pay period. Please remember that availability of funds can be increased in accordance to your policy pay back guidelines.


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