From time to time we all need help bridging the gap to our next payday. That is where a payday loan and Sparecash.ca comes in. We specialize in payday loans and our online loan application is one of the easiest in the business.

To qualify for a payday loan, basically a payday cash advance, you answer a few questions on our online form and if: you are older than 18, have direct deposit into a bank account that shows your pay cheque and have no outstanding debts with our company, you are close to being approved. We do have to check with your place of employment and usually we just ask to speak with you and since our number is blocked, no one except you knows what the phone call is about. We can loan from $50 to $1,500 but are limited to loaning no more than 50% of your take home pay.

Provincial regulations require that all payday loans be paid off at the first payday occurring since the time of the loan. Maximum rates are set by the government.

We offer special reduced rates to long term customers in good standing. We have operators standing by to help you process your application or to explain how to use the screen shot utility to take a picture of your bank account.

We strive to be the best in the business and offer loans through places like: Edmonton, Calgary, Grande Prairie, Grande Cache, Red Deer, Pincher Creek, Medicine Hat, Fort McMurray, Toronto, Ottawa, Kitchener/Waterloo, Sudbury, Kenora, Hamilton and pretty much every city, town and rural area in Ontario, and Alberta.

  Fast, reliable and confidential payday loans
  without the hassles of faxing

 you must be over 18
 you must have held the same job for 3 months
 you must have direct deposit for your pay cheque
 you need to gross more than $900 every two weeks
 you must be able to provide a screenshot of your bank information
you must be a resident of Canada.

We want to be Canada's #1
Payday Loan provider!

Great service
Our staff is here to help and looks forward to hearing from you.
Fully licensed and regulated
Our company is a registered lender in Alberta, B.C., and Ontario.
Easy to apply
Everything can be done online at home!.
Confidential:
We verify your information without employers or co-workers knowing your business